Envision this: a calamity hits your business. It can be a fire, a flood, or something entirely different, shoots out of the blue, and paralyzes all activities. What do you do next? It is at this point where Business Interruption Insurance comes into play as your cover. But what precisely is it? Insurance can be …
For sure, running a business is not a walk in the park or a bed of roses, and sometimes because of the circumstances in which someone a business operates, certain losses or damages might be incurred in the course of the business operations. Be it a fire, a stolen item, or simply an accident, possessing …
Workers’ compensation (or workers’ comp) insurance provides cash benefits and medical coverage to employees injured or sickened due to their employment, and is mandated by most states. Businesses can benefit from using an EMR to avoid costly lawsuits by creating an efficient process for responding to workplace injuries or illnesses and safeguarding themselves from financial …
Unexpected events can have devastating impacts on any business, from natural disasters and data breaches to lawsuits and even the threat of bankruptcy. Business insurance offers protection from these risks. Paychex licensed agents can assist your business in assessing its needs and selecting appropriate policies, including commercial property, general liability, workers’ compensation, and commercial auto. …
An experienced insurance broker can assist in selecting and cost-cutting coverage options and costs, as well as offering advice and helping secure specialty policies like technology errors and omissions insurance (tech E&O) and cyber liability coverage. Startup businesses face many risks; having adequate business insurance can protect them from financial ruin and help them reach …